How well do you manage your money?

Credit cards are a modern day necessity. Make sure you choose the correct one for you with our handy guide.

Credit cards can be a great way of spreading the cost of something over a longer period of time so you can purchase it now, without the need to save up. In some instances, that can be lifesaving if you need to buy an emergency item like a boiler or pay for some unforeseen work on your car. However, not all credit cards were created equal. Some come with a whole host of benefits that reward you for spending in some way. While others will reward you for paying off your bill in full every month. For that reason, some credit cards will likely suit you and your situation better than others. If you do not spend very much on your credit card each month, you may simply want a card that has a low interest rate attached to it. But, if you often max out your credit card limit, you may want a new credit card that offers a 0% interest rate for an introductory period so you can pay down some of your debt. In this quiz, we help you identify what type of credit card holder you are with our simple questions. By the end of the quiz, you’ll know what type of credit card spender personality you have so you can apply for a credit card that is most appropriate for you.